We will do a detailed breakdown and analysis of your credit reports to identify opportunities for improvement.
Any inaccurate or unverifiable items from your report will be removed and you only pay for results.
Receive the tools necessary to grow your financial literacy and maintain a healthy credit profile.
Pay nothing up front. Pay only for results
Everyone's situation is different. We have different payment options that will best fit your needs.
You will have a dedicated team of financial professionals with years of experience to help you achieve your financial goals.
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score. We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
When you work with us you will get:
A personalized credit repair strategy
24/7 access to a client portal to monitor progress
A dedicated account manager
LATE PAYMENTS
BANKRUPTCY
INQUIRIES
REPOSSESSIONS
COLLECTIONS
FORECLOSURES
CHARGED OFF ACCOUNTS
AND MORE!
Poor credit can determine the interest rate you are charged on loans, credit cards, and mortgages. This is potentially costing you hundreds to thousands of dollars more in paid interest.
Higher security deposits on utilities, not qualifying for a mortgage, and being prevented from obtaining rental housing are other potential outcomes of negative credit.
If you’re looking to change careers, find a new job, get promoted, or just hang onto the one you have, a messy credit report can cost you that job offer.
Yes, credit repair/training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over 180 days, the average credit score increase is 80 points.
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
"Brendon up in Washington took the time to go through my report and work on correcting the errors that were costing me a TON in high interest rates"
Services available to residents of Washington and Oregon